How to send a HOA delinquency notice in Colorado

In Colorado, a HOA delinquency notice must be sent by certified mail, return receipt requested (C.R.S. §38-33.3-209.5(1.7); §38-33.3-316.3; HB25-1043). The recipient has 30 days from the mailing date.

Last reviewed September 21, 2026 · Business research, not legal advice.

Requirement	Colorado HOA delinquency notice
Delivery method	Certified mail, return receipt requested (required) — Cortul also sends a First-Class copy.
Notice period	30 days (calendar days)
Deemed received	When it is mailed
Notice must include	Itemized ledger of the delinquency and the offer of an 18-month payment plan with minimum $25 per month Provide in English and the owner's preferred language; copy the designated contact
If refused or unclaimed	Refused mail is treated as received; unclaimed mail gets a First-Class copy as the additional step courts look for.
Statutes	C.R.S. §38-33.3-209.5(1.7); §38-33.3-316.3; HB25-1043

This state requires strict compliance: every listed step must be completed and recorded. Getting most of it right is not enough.

Step by step

Write the notice with every required element (the Colorado template in Cortul already has them).
Verify the recipient's mailing address with USPS.
Send it by certified mail with return receipt, plus a First-Class copy.
Keep the acceptance record, tracking history and the signed return receipt.
Calendar the deadline from the mailing date.