How to send a HOA delinquency notice in Florida

In Florida, a HOA delinquency notice must be sent by certified mail, return receipt requested (Fla. Stat. §720.3085(3)-(5)). The recipient has 45 days from the mailing date.

Last reviewed September 21, 2026 · Business research, not legal advice.

Requirement	Florida HOA delinquency notice
Delivery method	Certified mail, return receipt requested (required) — Cortul also sends a First-Class copy.
Notice period	45 days (calendar days)
Deemed received	When it is mailed
Notice must include	Statutory 45-day notice of intent to record a claim of lien in the form prescribed by §720.3085(4)
If refused or unclaimed	Refused mail is treated as received; unclaimed mail gets a First-Class copy as the additional step courts look for.
Statutes	Fla. Stat. §720.3085(3)-(5)

Step by step

Write the notice with every required element (the Florida template in Cortul already has them).
Verify the recipient's mailing address with USPS.
Send it by certified mail with return receipt, plus a First-Class copy.
Keep the acceptance record, tracking history and the signed return receipt.
Calendar the deadline from the mailing date.