How to send a HOA delinquency notice in Illinois

In Illinois, a HOA delinquency notice may be delivered by hand delivery, certified mail with electronic return receipt; certified mail is permitted. The notice period is 30 days.

Last reviewed September 21, 2026 · Business research, not legal advice.
RequirementIllinois HOA delinquency notice
Delivery methodHand delivery, certified mail with electronic return receipt — Cortul also sends a First-Class copy.
Notice period30 days (counted as the statute directs)
Deemed receivedWhen it is mailed
Notice must include
  • Only where Article IX applies to the community (735 ILCS 5/9-102(a)(8), (c)): the amount claimed, with when each amount was due, and at least 30 days to pay (9-104.1(a))
  • Prominently: only FULL PAYMENT of all amounts demanded invalidates the demand, unless the association agrees in writing to withdraw it for partial payment (9-104.1(b))
  • Served personally, or by certified or registered mail, return receipt requested; effective when mailed (9-104.1(c))
If refused or unclaimedkeep the certified record.
Statutes

Step by step

  1. Write the notice with every required element (the Illinois template in Cortul already has them).
  2. Verify the recipient's mailing address with USPS.
  3. Send it by a method the law allows, and keep a mailed copy.
  4. Keep the mailing and tracking records, and your own record of any service you did yourself.
  5. Calendar the deadline from the mailing date.