How to send a HOA delinquency notice in New York

In New York, a HOA delinquency notice may be delivered by certified mail with electronic return receipt, First-Class mail; certified mail is recommended (not required).

Last reviewed September 21, 2026 · Business research, not legal advice.

Requirement	New York HOA delinquency notice
Delivery method	Certified mail with electronic return receipt, First-Class mail — Cortul also sends a First-Class copy.
Notice period	Set by the lease or governing documents
Deemed received	When it is mailed
If refused or unclaimed	Refused mail is treated as received; unclaimed mail gets a First-Class copy as the additional step courts look for.

Certified mail is recommended practice here, not a statutory requirement.

Step by step

Write the notice with every required element (the New York template in Cortul already has them).
Verify the recipient's mailing address with USPS.
Send it by a method the law allows, and keep a mailed copy.
Keep the mailing and tracking records, and your own record of any service you did yourself.
Calendar the deadline from the mailing date.